How does an appraiser support their estimated repairs in the appraisal report?

An appraiser supports their estimated repairs in the appraisal report by including detailed descriptions and cost breakdowns. This approach provides a clear picture of the damages and the necessary repairs, allowing for transparency and understanding of how the final repair estimate was determined. Detailed descriptions help clarify the nature and extent of the damage, while cost breakdowns provide specific information on labor, parts, materials, and associated expenses.

The inclusion of such detailed information not only substantiates the appraiser's findings but also helps the insurance company or stakeholders comprehend the justification behind the estimated costs. This level of detail can also facilitate discussions and negotiations over the repair process and ensure that all parties are on the same page regarding what needs to be addressed.

While personal opinions can be a part of the appraisal discussion, they do not serve as reliable evidence in the estimation process. Referring to general industry practices offers context but lacks the specificity needed for a thorough appraisal. Providing only photographs of damages may help visualize the situation but does not provide adequate detail about what repairs are necessary or how much they will cost. Therefore, incorporating both detailed descriptions and cost breakdowns is essential for a robust and defensible appraisal report.